Online Shopping: Protect Your Privacy When Shopping Online
Monday, December 15th, 2008With the advent and subsequent popularity of the Internet, many day-to-day things that are usually conducted in real life have been moved online. Now, there is online communication via email and instant messaging (and even online phone, and webcam), and online books , news, and research papers. Perhaps the biggest impact of the Internet-one that has essentially created its own industry-is the creation of online shopping.
Shopping on the Internet can take place in many forms: there is the conventional shopping, where you buy items and they are delivered to your door. There are also delivery services that send you food and related perishable items to your door, without your ever having to step foot outside the house. However, aside from actual products, there are eBooks and all sorts of digital information, as well as online memberships, that can be bought on the Internet. Because shopping is no longer limited to stores and your personal information can be accessed now by a third party source that is not necessarily trustworthy, it is very important when you are shopping to follow some standard consumer safety tips.
The first step is to know who’s selling to you-if the merchant is reputable with a well-known name and good reviews, then most likely you will be pretty safe when shopping with them. However, if that information is not readily available, then do check up consumer reviews on the company to see whether it is a scam or actually valid. Large online companies such as Amazon, Google, eBay, Yahoo, and related big websites that offer shopping opportunities tend to be fairly scam-free, though, you should be careful when bidding on auctions on eBay; though your personal information will not be shared, you must be certain that the merchant will actually send you the product before buying, so as to avoid losing money unnecessarily.
It’s also important to protect what privacy you have; you should be sure that you know what personal information your seller is asking. Read the privacy policy of the website carefully and make certain that you know how that information will be used or shared with others. Try to find certifications of the websites, such as seals from BBBOnLine or TRUSTe to show that the company is legitimate. Do not ever, ever give out your social security number, because that is not necessary for your purchase; neither is your personal bank account number, no matter what the seller claims.
To ensure that the product is delivered to you, check for the estimated delivery dates, and be sure to take shipping and handling fees into account (some websites will have deceptively cheap products and ridiculously expensive shipping and handling); also, see if the seller promises any warrantees, guaranteed satisfaction or return policies. Be sure of contact information before you make the purchase, and contact the seller if you are unsure about anything. Make certain that you print any receipts and records left of the transaction-this will be proof of your payment.